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Wednesday, September 30, 2026

本港8月住宅按揭新批貸款按月跌逾28%

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本港8月新申請住宅按揭貸款個案按月減少8.3%,降至8446宗。新批出按揭貸款額減少28.2%,降至322億元,當中涉及一手樓批出的貸款減少31.8%,二手樓批出貸款減少36.7%,轉按批出的貸款則增加6.8%。

金管局數字顯示,8月新取用按揭貸款額按月增加11.6%,達到328億元。

數據又顯示,與香港銀行同業拆息掛勾的新批按揭貸款比例降至57%,較7月下跌4個百分點;最優惠貸款利率掛勾的按揭貸款比例,輕微上升至1.9%;定息按揭的新批按揭貸款比例升至37.4%,上升3.3個百分點。

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