Antara News·Indonesia·Monday, September 7, 2026 at 04:06 PM

President Prabowo wants every Indonesian to have a bank account

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..moving forward, various government assistance programs will be disbursed directly into citizens' bank accounts.

Jakarta (ANTARA) - President Prabowo Subianto has instructed his cabinet to ensure that every Indonesian citizen has a bank account, as part of efforts to boost financial inclusion and literacy across the country.

The directive was highlighted during a limited cabinet meeting at the Presidential Palace in Jakarta on Monday, which addressed various economic issues, including national financial inclusion and literacy.

"Our discussions with the president centered on bank account ownership among the public," Coordinating Minister for Economic Affairs Airlangga Hartarto told the press after the meeting.

He noted that a joint survey by the Financial Services Authority (OJK) and Statistics Indonesia (BPS) shows that Indonesia's financial inclusion rate has reached 93.62 percent, while financial literacy stands at 63.57 percent.

According to Airlangga, the figures are relatively strong compared with those of other OECD member countries.

As part of the initiative, President Prabowo instructed state-owned banks, particularly Bank Rakyat Indonesia (BRI) and Bank Syariah Indonesia (BSI), to prepare bank accounts for the public.

Airlangga revealed that, to expand bank account ownership, population and civil registration data will be integrated with Bank Indonesia's system, particularly its payment and gateway infrastructure.

"This is being prepared so that our financial literacy and inclusion can reach optimal levels, well above what we have achieved so far," he said.

The minister added that, moving forward, various government assistance programs will be disbursed directly into citizens' bank accounts.

In line with the 2025–2045 National Long-Term Development Plan (RPJPN), the OJK aims to raise the national financial inclusion rate to 98 percent by 2045.

OJK Board of Commissioners Chair Friderica Widyasari Dewi noted on August 28 that students still lag behind the national average in financial literacy and inclusion, making them a primary target of OJK's initiatives.

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