OptimumBank outlines $48M-$50M annual pretax pre-provision run rate as it targets 2027 HUD license

Earnings Call Insights: OptimumBank Holdings, Inc. (OPHC) Q3 2026

Management View

• "We reported record quarterly net income of approximately $7.2 million" and "net interest income increased to $16.8 million" with "our net interest margin expanded to 4.63%" (CEO Moishe Gubin).

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