I'm 51, middle-class, and have a successful 30-year career under my designer belt. But I am a 'benefits scrounger'. And I know so many middle-aged woman in my position... don't assume it won't happen to you

The day I walked to the JobCentre to sign up for Universal Credit in March it was raining. I'd chosen my outfit carefully. Despite the rain, my hair and make-up were done.

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