Bengaluru techie couple spends 3 times an IT fresher's salary on travel every month: How much do they spend?

For many young IT professionals in Bengaluru, managing rent, groceries and daily expenses on an entry-level salary can be challenging. However, a recent social media post has highlighted just how different monthly spending can look for two people working in the same industry and living in the same city.

Shubhi and her husband, both senior software engineers, spend around ₹1.73 lakh every month on their household expenses. What makes their budget particularly interesting is that travel alone accounts for an average of ₹75,000 a month, or nearly ₹9 lakh annually.

The couple shared a breakdown of their monthly expenses on social media, offering a glimpse into their lifestyle and approach to managing money.

Travel takes up the biggest share of the couple's monthly budget

According to the spending details shared by the username @SHUBHI.REPO, the couple spends ₹60,000 on rent and maintenance every month. Groceries account for another ₹13,000-14,000, with the amount partly influenced by their preference for high-protein food.

Household assistance, including a cook and a maid, costs them ₹8,000. Their weekend outings account for ₹10,000, while petrol and cab expenses come to approximately ₹3,500. Shopping and miscellaneous purchases add another ₹3,000.

However, their travel budget is what stands out. The couple reportedly spends around ₹9 lakh annually on trips. When spread across 12 months, this amounts to approximately ₹75,000.

Adding these expenses together puts their average monthly spending at roughly ₹1.73 lakh.

'Permanent roommates, not flatmates': How the couple manages money

Apart from their spending habits, the couple also shared an interesting detail about how they handle finances.

While they keep track of their household expenses, they do not maintain a separate record of who owes whom. Their reasoning? They are permanent roommates, not flatmates.

This approach reflects how the couple prefers to manage their shared finances without splitting every individual expense or keeping tabs on small amounts.

Their monthly rent is more than twice an IT fresher's take-home salary

The spending figures become particularly striking when compared with the earnings of entry-level IT employees in Bengaluru.

Many freshers joining India's IT services sector start with annual salaries of around ₹3.4-3.6 lakh. TCS lists ₹3.4 lakh as the minimum annual CTC for its Ninja fresher category. Meanwhile, an Infosys recruitment notice for Systems Engineer Trainees in 2025 listed an annual package of ₹3.6 lakh.

Depending on the salary structure and deductions, these packages can translate into a monthly take-home salary of approximately ₹22,000-27,000.

Against this backdrop, the couple's ₹60,000 monthly rent and maintenance bill alone is more than twice the take-home pay of many freshers.

Their average monthly travel expenditure of ₹75,000 is almost three times the monthly salary of an entry-level employee.

Even the couple's combined spending on groceries and household help, which comes to around ₹21,000-22,000, is close to what some freshers earn in an entire month.

Bengaluru's rental market adds another dimension

Housing expenses further highlight the difference in spending capacities among professionals living in the city.

According to Magicbricks' Q1 2026 rental report, the average rent for a two-bedroom home in Bengaluru stood at approximately ₹40,900. However, rental prices can vary considerably depending on the neighbourhood, property size and amenities.

The couple's reported rent and maintenance expenditure of ₹60,000 is higher than this city-wide average, although the actual comparison depends on the type and location of their home.

(Disclaimer: This article is based on social media-generated content and is intended only for informational and educational purposes. Live Mint couldn't independently verify its claim and doesn't endorse them.)

About the Author

For about a decade, Livemint—News Desk has been a credible source for authentic and timely news, and well-researched analysis on national news, business, personal finance, corporates, politics and geopolitics. We bring the latest updates on all the listed companies on BSE and NSE, startups, mutual funds, Union ministries, geopolitics, and untapped human interest stories from around the world, helping our readers to stay informed on the latest developments around the globe. Our Coverage Areas 1. Companies: Comprehensive news and analysis on listed and unlisted companies, corporate announcements, corporate chatter, C-suite, business trends, hiring alerts, layoffs, work-life balance, world's top billionaires and richest and more. 2. Personal finance: Insights into mutual funds, small savings schemes like - PPF, SSY, post office savings scheme, stock to watch, personal loans, credit cards, top bank FDs, real estate, income tax and more. 3. Politics: Comprehensive coverage of general elections, state elections and bypolls, Lok Sabha, Vidhan Sabha, Parliament, PMO, PIB, finance ministry, home ministry, among other union ministries and government departments. 4. National News: From metro cities like Delhi, Mumbai, and e to untapped stories from rural India, we cover human interest, health, education, crime and courts, and law and order, among other areas of public interest. 5. Economy: In-depth analysis of India's macro and micro-economic indicators like- GDP, inflation, forex, fiscal deficit, current account deficit, interest rate cycle, economic recovery, RBI circulars, indirect taxes, GST, Insolvency and Bankruptcy imports, exports and everything that impacts Indian economy. 6. Geopolitics: Well-rounded and deeply researched coverage on US News, Oval Office European Union, Ukraine Russia War, middle-east crisis, royal families and global leaders like - Donald Trump, Vladimir Putin, Kim Jong Un, Xi Jinping and premiers of other leading economies in the world. Meet the Team 1. Gulam Jeelani, Political Affairs Editor 2. Sugam Singhal, Senior Assistant Editor 3. Chanchal, Assistant Editor 4. Sanchari Ghosh, Chief Content Producer 5. Pratik Prashant Mukane, Chief Content Producer 6. Sayantani Biswas, Chief Content Producer 7. Ravi Hari, Deputy Chief Content Producer 8. Garvit Bhirani, Deputy Chief Content Producer 9. Akriti Anand, Senior Content Producer 10. Jocelyn Felix Fernandes, Senior Content Producer 11. Swastika Das Sharma, Content Producer 12. Mausam Jha, Content Producer 13. Riya R Alex, Trainee Content Producer