Happen raises 2026 EPS outlook to $1.87-$1.92 while guiding Q4 originations to $3.1B-$3.2B

• "I'm pleased to share that this was another outstanding quarter for Happen Bank." (CEO & Director Scott Sanborn) "Pretax income grew 34% year-over-year to a record $76.8 million. Diluted EPS grew 35% to $0.50. Originations grew 26% to $3.3 billion..." (CEO & Director Sanborn)

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