₹93,290 a month in Gurugram: Techie breaks down rent, car, food and lifestyle expenses

A 28-year-old techie has shared a detailed breakdown of his ₹93,290 monthly spending in Gurugram, covering shared rent, groceries, car costs, eating out, shopping and other lifestyle expenses.
A shared apartment does not necessarily translate into a low monthly budget in Gurugram. A 28-year-old techie, Arjun Singh, has shared a breakdown of his expenses that adds up to ₹93,290 a month, including rent, groceries, car payments, fuel, food and lifestyle spending.
Singh detailed his expenses in an Instagram video, saying the figure does not include his investments.
The breakdown offers a glimpse into how a combination of fixed commitments and discretionary spending can add up to nearly ₹1 lakh a month.
Rent, domestic help and appliances
Singh said he pays ₹19,000 a month as his share of the rent for a shared 2 BHK.
His household-related expenses include another ₹4,000 for a cook, maid and car cleaner. He also pays approximately ₹1,000 a month to rent appliances, including a washing machine and refrigerator.
Food and fitness push grocery bill to ₹14,790
Food is among the larger components of Singh's monthly spending.
He said his grocery bill has risen to ₹14,790 a month since he became more serious about fitness. This includes protein and other supplements.
Eating outside the home adds another ₹10,000 to his monthly expenses—around ₹5,000 for eating out with friends and another ₹5,000 on food ordered online.
Singh also spends ₹2,000 on coffee.
Car costs ₹27,000 every month
His car accounts for another significant portion of his budget.
Singh pays ₹20,000 towards his car EMI and approximately ₹7,000 on fuel every month.
Other expenses listed by him include ₹2,500 for badminton, ₹6,000 to ₹7,000 on shopping, ₹2,000 on subscriptions and Wi-Fi, and around ₹4,000 on electricity.
He does not have a separate gym expense because he uses the gym at his society or office, both of which he said are free for him.
‘I regret knowing the total’
Adding up the expenses, Singh arrived at a monthly total of ₹93,290.
The techie acknowledged that the figure appears high to him and clarified that investments are not included in the calculation.
In the caption accompanying the Instagram video, Singh said he had tried to track his monthly expenses and now regretted knowing the final number.
Social media users question the spending
The post prompted reactions from social media users, with comments ranging from criticism of his spending habits to questions about individual expenses.
One user commented, "Ah, the math checks out 94k in monthly expenses means a 2L+ paycheck. Translation? Arjun bro is putting his financial portfolio on full display because the marriage market is open and he's marketing himself as a premium package."
Another user wrote, "Bro you are very High Maintenance."
A third user questioned his decision to rent appliances and also raised concerns about the electricity bill, writing, "Nice but can buy fridge washing machine instead of rent ,electricity bill is also too much per month may be landlords charge high in Gurgaon," the third wrote.
About the Author
Anjali Thakur is a Senior Assistant Editor with Mint, reporting on trending news, entertainment and health, with a focus on stories driving digital conversations. Her work involves spotting early signals across news cycles and social media, sharpening stories for SEO and Google Discover, and mentoring young editors in digital-first newsroom practices. She is known for turning fast-moving developments—whether news-driven or culture-led—into clear, tightly edited journalism without compromising editorial rigour.<br><br> Before joining Mint, she was Deputy News Editor at NDTV.com, where she led the Trending section and covered viral news, breaking developments and human-interest stories. She has also worked as Chief Sub-Editor at India.com (Zee Media) and as Senior Correspondent with Exchange4media and Hindustan Times’ HT City, reporting on media, advertising, entertainment, health, lifestyle and popular culture.<br><br> Anjali holds a Bachelor of Arts degree from Miranda House, and is currently pursuing an MBA, strengthening her understanding of business strategy and digital media economics. Her writing balances newsroom discipline with a clear instinct for what resonates with readers.
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