Provident Financial GAAP EPS of $0.25 misses by $0.07, revenue of $10.57M beats by $0.27M

• Provident Financial press release (PROV): Q1 GAAP EPS of $0.25 misses by $0.07.
• Revenue of $10.57M (+8.5% Y/Y) beats by $0.27M.

• Net Interest Margin of 3.32% in the September 2026 Quarter, Up 11 Basis Points from the Sequential Quarter and 32 Basis Points from the Comparable Quarter Last Year

  Loans Held for Investment of $1.04 Billion at September 30, 2026, Compared to $1.03 Billion at June 30, 2026

  Total Deposits of $897.7 Million at September 30, 2026, Down 1% from $910.4 Million at June 30, 2026

  Non-Performing Assets to Total Assets Ratio of 0.04% at September 30, 2026, Unchanged from June 30, 2026

  Allowance for Credit Losses of $6.59 Million at September 30, 2026, Up from $5.85 Million at June 30, 2026

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