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Wednesday, October 28, 2026

Lufax Holding reports Q3 results

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  • Lufax Holding press release (LU): Q3 total income was RMB6,180 million (US$922 million) in the third quarter of 2026, compared to RMB6,479 million in the same period of 2025.
  • EPADS of $0.27.
  • Cumulative number of borrowers increased by 23.8% to approximately 35.3 million as of September 30, 2026 from approximately 28.5 million as of September 30, 2025.
  • As of September 30, 2026, including the consumer finance subsidiary, the Company bore risk on 95.8% of its outstanding balance of loans enabled, up from 87.3% as of September 30, 2025.
  • As of September 30, 2026, excluding the consumer finance subsidiary, the Company bore risk on 97.2% of its outstanding balance of loans enabled, up from 88.6% as of September 30, 2025.
  • For the third quarter of 2026, the Company's retail credit enablement business take rate based on loan balance was 14.0%, as compared to 13.0% for the third quarter of 2025.

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